Cases of 103 million customers dissatisfied
THE grim statistics of the highway in the world motorized society can be summarized in one irresistible selling point for auto insurance. The cars have more Americans killed since 1900, that the dead of all wars of the USA since 1775. Approximately 24 million cars in the single year 1966 collapsed, injuring 4000000, 1900000 and disable the killing 53000th
The economic damage by this carnage is more than $ 12 billion per year, and there is no question that the USA urgently need a car more efficient insurance system would compensate victims of rapid transit , Equitable and cost for policyholders. But there is no question whatsoever that the USA auto insurance is a model of costly inefficiency. The country of 103 million motorists have every reason to complain.
In ten years, the average premium has increased by 55%. Auto-owner, the conclusion of a Standard-50/100/5 political responsibility (in which the company pays up to $ 50000 for one person, totalling up to $ 100000 for all persons injured in an accident, and up to $ 5000 for the damage) are also capable of full protection (fire, theft, etc.), plus a political conflict, which the payment of the first repairs at $ 100. In Los Angeles five years ago, this package costs $ 279 per year for a couple with a son aged 18, while its High School of conduct, of course, she received a discount of 10% and he took advantage of Car prices only for fun. Today, costs $ 342 and 23%. In Houston, has increased the rate of 49% to $ 284.40. Tops Boston in the USA with an annual premium of $ 711 at 71%.
The price of auto insurance is so high that most people want to find a means of which he passed. But even if New York, Massachusetts and North Carolina are the only states the responsibility for compulsory coverage, it is almost inevitable everywhere. At an uninsured driver must buy or the financial security of equivalent post once he has a serious accident or is serious because a pipe Offense. And what solution he chooses, it is in difficulty. With the demand for a fleet above his head, if the insurer never accept something like the great danger for the future. If personal security contributions, he may lose his homeland or savings.
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